Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
'1:' Your Career in Insurance

Have you ever considered a career in insurance? Our video demonstrates how a new generation can earn, learn and grow in this exciting and evolving field. Insurance careers span an incredible range of skills and talents—from actuaries and analysts to data scientists and marketers to drone pilots and engineers. Learn more here.

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Auto Insurance Driving in winter? Be prepared and stay safe

Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter.

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Insight + Analysis

Florida's assignment of benefits crisis

The state’s legal environment has encouraged vendors and their attorneys to solicit unwarranted AOBs from tens of thousands of Floridians, conduct unnecessary or unnecessarily expensive work, then file tens of thousands of lawsuits against insurance companies that deny or dispute the claims. This mini-industry has cost consumers billions of dollars as they are forced to pay higher premiums to cover needless repairs and excessive legal fees. Download the full report here. Download PowerPoint here.

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I.I.I. Glossary

SURRENDER CHARGE- A charge for withdrawals from an annuity contract before a designated surrender charge period, usually from five to seven years.

UNDERWRITING INCOME- The insurer’s profit on the insurance sale after all expenses and losses have been paid. When premiums aren’t sufficient to cover claims and expenses, the result is an underwriting loss. Underwriting losses are typically offset by investment income.

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Thought Leadership

I.I.I. News Wire

Insurers Recruiting New Talent As Tens Of Thousands Near Retirement

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, February 6, 2019—The Insurance Information Institute (I.I.I.) today released a new video about people who found fulfilling positions in the industry and will host a free webinar on insurance career oppor… Read More

I.I.I.’s Chief Actuary Testifying On Feb. 4 And Feb. 7 At Tallahassee Hearings On Florida’s Assignment Of Benefits (AOB) System

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org NEW YORK, February 4, 2019 —James Lynch, the Insurance Information Institute’s (I.I.I.) chief actuary, will brief lawmakers in Tallahassee on Monday, Feb. 4, and Thursday, Feb. Read More

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Events Calendar

WCRI Annual Issues and Research Conference
February
28
2019
Renaissance Phoenix Downtown - Phoenix, AZ Website
I.I.I. Communications Committee Meeting
March
21
2019
Bermuda

If you have any questions, please reach out to Katrina Cheung, I.I.I. communications manager at katrinac@iii.org.
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