Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Publications Settling insurance claims after a disaster

If you have been affected by a recent disaster such as the wildfires in California, you might have some questions about how the insurance claims process works. This article details what you need to know about how to file a claim, how the claim process works, what's covered and what's not. See also: What is covered by standard homeowners insurance?

article
Register now
State of the insurance industry: 21st century resilience
presentation
Disasters + Preparedness How to file a wildfire claim in California
article
Insurers respond to California wildfires

New and Trending

Wildfire recovery and response for businesses and consumers

This presentation discusses the steps that consumers and businesses are recommended to take in preparation for wildfire, and the process around recovery.

presentation
Other Insurance Topics Insurance and financial tips for victims of domestic violence
article
Disasters + Preparedness Protect your home from winter weather
article
Auto Insurance Motorcycle Insurance
article
Other Insurance Topics Social host liability
article

Insight + Analysis

Catastrophes Facts + Statistics: Wildfires

From January 1, 2018, to October 26, 2018, there were 50,546 wildfires, compared to 52,572 wildfires in the same period in 2017, according to the National Interagency Fire Center. The Camp wildfire broke out in Butte County, California, on November 8 and became the deadliest and most destructive fire on record. Further south two other major fires, Hill and Woolsey are still burning. Learn more here. See also: California State Fact Sheet

FACTS + STATISTICS
Commercial Small business, big risk: Lack of cyber insurance is a serious threat
white paper
Insurance Industry Employment Trends: 1990-2018 (September 2018)
presentation
About the Industry How Insurance Drives Economic Growth
white paper
Insurance Industry 2018 - Commentary on first half financial results
article

I.I.I. Glossary

ACTUAL CASH VALUE- A form of insurance that pays damages equal to the replacement value of damaged property minus depreciation. (See Replacement cost )

EARTHQUAKE INSURANCE- Covers a building and its contents, but includes a large percentage deductible on each. A special policy or endorsement exists because earthquakes are not covered by standard homeowners or most business policies.

See Full Glossary
Most Popular Most Shared

Thought Leadership

I.I.I. News Wire

Insurers to Play Key Role in California's Recovery from Deadly Wildfires

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212)-536-9837; Kim.Kirchner@coburnww.com California Press Office: (707) 490-9365; janetr@iii.org New York Press Office: (212) 346-5500; media@iii.org ROHNERT PARK, CA, Nov. Read More

Stand-alone Cyber Insurance Can Save Unprepared Small Businesses, Survey Finds

FOR IMMEDIATE RELEASE Sheena Bermingham, Coburn Communication: (212) 730-7045; sheena.bermingham@coburnww.com    Insurance Information Institute New York Press Office: (212) 346-5500; media@iii.org NEW YORK (October 18, 2018)— Cyber incidents hit one of every 10 U.S. Read More

See More News Releases

Events Calendar

Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
See More Events