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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Disasters + Preparedness Lightning coverage and safety

Lightning can cause damage to your home and belongings—and can cause bodily harm. It's prudent to take steps to prevent the dangerous effects of lightning and to keep yourself and your family safe. Here are some things you can do.


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Disasters + Preparedness Facts about flood insurance

Did you know that 20 percent of all flood claims are filed in low to moderate flood risk areas? According to FEMA, floods—including inland flooding, flash floods and flooding from seasonal storms—occur in every region of the United States. Learn how to prepare for the possibility of a flood, what your flood insurance options are, and how to obtain adequate coverage. 


Insight + Analysis

Insurance Industry Inflation Watch - May 2018

Headline inflation rose by 2.8 percent in May 2018 vs. May 2017, which is the largest 12-month increase since the period that ended on February 2012. Core CPI rose 2.2 percent for the 12 months ending May 2018—the highest 12-month increase since the period ending February 2017. 


I.I.I. Glossary

ANNUITY- A life insurance product that pays periodic income benefits for a specific period of time or over the course of the annuitant’s lifetime. There are two basic types of annuities: deferred and immediate. Deferred annuities allow assets to grow tax-deferred over time before being converted to payments to the annuitant. Immediate annuities allow payments to begin within about a year of purchase.

EARTHQUAKE INSURANCE- Covers a building and its contents, but includes a large percentage deductible on each. A special policy or endorsement exists because earthquakes are not covered by standard homeowners or most business policies.

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Thought Leadership

I.I.I. News Wire

Insurers Provide Stability To Financial Markets And The Overall Economy

FOR IMMEDIATE RELEASE  New York Press Office: (212) 346-5500; media@iii.org  Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   NEW YORK – (June 05, 2018) – While consumers understand insurance as protection against financial loss, the… Read More

Be Calm Before The Storm: Forming Tropical Depression Is A Reminder To Update Insurance Protection Ahead Of Hurricane Season

For immediate release New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, May 15, 2018 — The official start of hurricane season has always been June 1. Yet, tropical weather pays little heed to the calendar. Read More

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Events Calendar

ITL Insurtech Live Event
Chicago, IL, Website
Presentation at Swiss Re (Speaker: Kristin Palmer)
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