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Commercial Small business, big risk: Lack of cyber insurance is a serious threat

Cyber incidents hit one of every 10 U.S. small businesses last year yet only 31 percent of them have cyber insurance, according to the I.I.I. and J.D. Power 2018 Commercial Cyber Insurance and Security Spotlight Survey℠.  Also see: Helping consumers understand the value of cyber insurance

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Homeowners + Renters Insurance What is covered by standard homeowners insurance?

If you have been affected by Hurricane Michael or another disaster, this article will help explain what standard homeowners policies typically cover. (Also see infographic: What are hurricane deductibles?)

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Insight + Analysis

Insurance Industry 2018 - Commentary on first half financial results

From a profitability perspective, 2018 will likely turn out to be a good year—maybe the best in more than a decade, in part because it started out quite well. The first half of 2018 produced a $6.0 billion underwriting gain vs. a $4.6 billion loss in the first half of 2017.  It is too soon, however, to know how the storms of the third quarter will affect full-year underwriting results, but at the least this first-half profit will moderate any underwriting losses that emerge. 

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I.I.I. Glossary

TORT- A legal term denoting a wrongful act resulting in injury or damage on which a civil court action, or legal proceeding, may be based.

OPEN COMPETITION STATES- States where insurance companies can set new rates without prior approval, although the state’s commissioner can disallow them if they are not reasonable and adequate or are discriminatory.

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Thought Leadership

I.I.I. News Wire

Stand-alone Cyber Insurance Can Save Unprepared Small Businesses, Survey Finds

FOR IMMEDIATE RELEASE Sheena Bermingham, Coburn Communication: (212) 730-7045; sheena.bermingham@coburnww.com    Insurance Information Institute New York Press Office: (212) 346-5500; media@iii.org NEW YORK (October 18, 2018)— Cyber incidents hit one of every 10 U.S. Read More

MEDIA ADVISORY: I.I.I. Experts Are Available to Discuss Hurricane Michael Recovery  

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com   New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, October 11, 2018 — Reporters covering Hurricane Michael’s aftermath are encouraged to contact the Insurance Informatio… Read More

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Events Calendar

PCI Annual Meeting
October
28
2018
Miami, FL, Website
Joint Industry Forum
January
17
2019
Marriott Marquis - New York, NY Website
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