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We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Flood: Beyond Risk Transfer

Half a billion people worldwide are affected by floods annually, and about 90 percent of all U.S. natural disasters involve flooding. The human and economic tolls are massive, and until recently insuring these risks and helping communities recover fell almost entirely on government programs.

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Climate Risk Is Not a New Priority for Insurers
Cannabis industry: Prospects brighten, but risks persist
Triple-I: Rating Automobile Insurance
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IRC report: One in eight drivers is uninsured

New and Trending

Homeowners + Renters Insurance Preventing dog bites

Experts want dog owners to know that children are particularly at risk for dog bites and are more likely to be severely injured, so it’s essential for parents to teach their kids to be safe around strange dogs and their own pets. Pet adoptions and insurance  

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A Little Care Can Prevent Tree Damage to Property
Insurance Careers Corner: Q&A with Annette Martinez, SVP, State Farm
Disasters + Preparedness How to recover and rebuild with insurance
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Homeowners + Renters Insurance Understanding the insurance claims payment process
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Insight + Analysis

What are captives, and how do they work?

A captive insurance company is a type of risk-management arrangement that works like self-insurance. In this white paper, Triple-I non-resident scholar Dr. Patricia Born discusses the considerations for midsize companies considering group captives.

white paper
ABIR Op-Ed: Working toward a sustainable future
Above-average 2021 Atlantic hurricane season predicted
Triple-I CEO Sean Kevelighan: Insurance supports innovation
A Firm Foundation: How Insurance Supports the Economy

I.I.I. Glossary

BOND RATING- An evaluation of a bond’s financial strength, conducted by such major ratings agencies as Standard & Poor’s and Moody’s Investors Service.

WAIVER- The surrender of a right or privilege. In life insurance, a provision that sets certain conditions, such as disablement, which allow coverage to remain in force without payment of premiums.

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Thought Leadership

I.I.I. News Wire

U.S. Flood Risks Are Rising but Can Be Reduced, Triple-I Paper Finds

For immediate release New York Press Office: Loretta Worters, (917) 208-8842; lorettaw@iii.org     NEW YORK, April 29, 2021—Major flood events could grow over the next 30 years even as U.S. Read More

Triple-I to Focus on Economy’s Impact on Insurance Performance

For immediate release New York Press Office: Michael Barry, 917-923-8245, michaelb@iii.org   NEW YORK, April 28, 2021—To broaden its reputation as the go-to destination for the economic drivers impacting U.S. Read More

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Events Calendar

NCCI's Annual Issues Symposium (AIS) 2021
May
11
2021
Join NCCI for the Virtual Annual Issues Symposium: Stronger Together, May 11-12, 2021. The event is free and will bring together experts from the #workerscomp industry to discuss data-driven insights for a changing environment. Website
The Future of Risk Virtual 2021 Conference
May
18
2021
Join industry leaders and innovators at The Institutes' The Future of Risk, to learn how disruption, innovation, and technology are changing the way we work and the risks we insure. May 18 to 20, 2021. Website
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