Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Disasters + Preparedness Prep your house for winter

Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Find out more.


New and Trending

About the Industry Understanding your insurance deductibles

Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of your insurance policy.


Insight + Analysis

Insurance Industry Inflation Watch - February 2018

The CPI-U—the popular measure of consumer prices, sometimes called headline inflation—rose by 2.2 percent in February 2018 vs. February 2017. The U.S. economy is still growing nicely, but capacity constraints might increase the likelihood of near-term price increases. Many forecasters project headline CPI for 2018 to range between 1.7 and 2.8 percent.


I.I.I. Glossary

COMMERCIAL GENERAL LIABILITY INSURANCE / CGL- A broad commercial policy that covers all liability exposures of a business that are not specifically excluded. Coverage includes product liability, completed operations, premises and operations, and independent contractors.

DEMAND DEPOSIT- Customer assets that are held in a checking account. Funds can be readily withdrawn by check, “on demand.”

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New study unveiled at Workers Compensation Research Institute - WCRI Conference 2018 looks at prescription #opioid pain treatment’s effect on temporary #disability benefits in 28 states. #WCRI18 #WorkersComp #IIIResearch

Don’t test your luck on #StPatricksDay. Celebrate responsibly and always let a designated driver take the wheel. #ErinGoBraugh from your friends at the I.I.I. Check the link in comments for more information!

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2 weeks ago

"We can't rebuild all the infrastructure. We can't fix every roof or give everyone back their electricity. But we can give the kids a place to play." - Marlene Ibsen, CEO and president, The Travelers Foundation. Like many of us, the people at #Travelers saw the devastation left by Hurricane Maria and looked further afield for ways to rebuild not just homes and businesses, but also to restore communities and bridge cultures. Watch how a team of 35 mostly Connecticut-based Travelers employees traveled to the town of Yabucoa to help restore a cherished local baseball diamond as the focal point in the lives of hundreds of kids. https://cour.at/2teJqEE #HartfordCourant #PuertoRicoStrong

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2 weeks ago

The I.I.I. is proud to be a part of February Insurance Career Month! Learn more about the Insurance Career Movement and the incredible range of opportunities to earn, grow, learn, and serve your community.

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3 weeks ago

Check out why the #insurance industry is where you’ll be able to follow virtually any career path or life goal you can think of: #ICM #Millennials #InsuranceCareersMonth

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3 weeks ago

Passionate about #tech? From #autonomouscars to #drones to #cybersecurity to data analytics and other emerging #technolgies – #insurancecareers are wired for success!

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3 weeks ago

8 out of 10 #millennials are unfamiliar with insurance as a career path. We can do better. Get involved today! #InsuranceCareersMonth

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3 weeks ago

The current number of #insurance workers aged 55 and older is nearly 30% higher than in the rest of the economy. #Jobs #InsuranceIsHiring #ICM

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3 weeks ago

10 ways insurance businesses can attract #Millennial talent - Download the infographic: #InsuranceCareersMonth #InsuranceCareers

Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: Concerned About Winter Storm Damage To Your Home Or Car? Here’s What’s Covered by Your Insurance

FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; media@iii.org   NEW YORK, March 2, 2018— With winter storm and severe wind conditions hitting a large swath of the Northeast, the Insurance Information Institute (I.I.I.) offers the following information on insurance coverage: Auto Po… Read More

Property/Casualty Insurance Industry’s Net Income Drops 30.3 Percent in Nine-Months 2017

JERSEY CITY, N.J., January 26, 2018 — The private U.S. Read More

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Events Calendar

34th Annual Issues & Research Conference
WCRI’s two-day program highlights the Institute’s latest research findings while drawing upon the diverse perspectives of highly respected workers’ compensation experts and policymakers from across the country. The following are among the questions the conference will be addressing using the latest research:
  • What challenges face the workers’ compensation system, and how might the system evolve to meet them?
  • Does opioid use have an effect on return to work?
  • How is the prescription drug crisis impacting American employers, and how are they responding?
  • What do providers, regulators, and payors have to say about value-based care?
  • Can low fee schedules create access-to-care issues for injured workers?
The WCRI conference is a leading workers’ compensation forum for policymakers, employers, labor advocates, insurance executives, health care organizations, claims managers, researchers, and others. Conference participants will leave with new insights, valuable networking contacts, and a better understanding of key issues in today’s competitive environment. Event website
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