Our Promise

We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Disasters + Preparedness What to do when a hurricane threatens

Hurricanes are violent and dangerous to your family and your home. When a hurricane threatens to bear down, make sure that you know how to batten down your hatches and protect yourself, your loved ones and your property.| Hurricanes: Insurance and recovery resources

article

New and Trending

Homeowners + Renters Insurance Understanding the insurance claims payment process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments. |FEMA

article

Insight + Analysis

Triple-I and NICB Executive Exchange: Cyber Risk

Cyber is a relatively new, evolving risk. Insurers manage their exposures, in part, by setting coverage limits and excluding events they don’t want to insure. Increasing cybercrime incidents resulting in large losses – combined with some carriers retreating from writing the coverage – is driving cyber insurance premiums sharply higher. | Triple-I blog: Cyber Insurance’s “Perfect Storm”


I.I.I. Glossary

POINT-OF-SERVICE PLAN- Health insurance policy that allows the employee to choose between in-network and out-of-network care each time medical treatment is needed.

APPORTIONMENT- The dividing of a loss proportionately among two or more insurers that cover the same loss.

See Full Glossary

Thought Leadership

I.I.I. News Wire

Media Advisory: Insurers Respond to Ida’s Aftermath on The East Coast

For immediate release New York Press Office: Michael Barry, 917-923-8245, michaelb@iii.org     NEW YORK, Sept. Read More

Media Advisory: Triple-I Available to Discuss Ida’s Insurance Implications

For immediate release New York Press Office: Michael Barry, 917-923-8245, michaelb@iii.org   NEW YORK, Aug. 30, 2021 —Reporters covering Tropical Storm Ida are encouraged to contact the Insurance Information Institute (Triple-I) for interviews and analysis. Read More

See More News Releases

Events Calendar

In2Risk 2021
September
23
2021
In2Risk 2021 is CPCU Society’s insurance industry event, taking place Sept. 23 – Sept. 25, 2021, focusing on a diverse range of emerging issues and educational topics. Participate in person or online. Website
Insurance Leadership Forum
October
01
2021
CIAB/ILF conference where executive-level leaders in the property casualty industry including brokers, carriers and industry partners will gather in person this year at The Broadmoor in Colorado Springs, CO. Website
See More Events